@import url("https://cdn.jsdelivr.net/gh/orioncactus/pretendard@v1.3.9/dist/web/static/pretendard.min.css");

:root {
  --navy: #0f2f52;
  --navy-2: #163f6b;
  --blue: #1d64b0;
  --amber: #f2a900;
  --ink: #17212b;
  --muted: #5b6876;
  --line: #e3e8ee;
  --bg: #ffffff;
  --bg-soft: #f5f7fa;
  --ok: #1a8a5a;
  --ng: #d23c3c;
  --radius: 14px;
  --shadow: 0 10px 30px rgba(15, 47, 82, .08);
  --max: 1180px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0; font-family: "Pretendard", "Malgun Gothic", system-ui, sans-serif; color: var(--ink);
  background: var(--bg); line-height: 1.6; -webkit-font-smoothing: antialiased; word-break: keep-all;
}
a { color: inherit; text-decoration: none; }
.wrap { max-width: var(--max); margin: 0 auto; padding: 0 24px; }

/* ── header */
.nav { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.92); backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line); }
.nav .wrap { display: flex; align-items: center; height: 68px; gap: 28px; }
.brand { display: flex; align-items: center; gap: 10px; font-weight: 800; font-size: 20px; letter-spacing: -.02em; }
.brand .mark { width: 36px; height: 30px; border-radius: 6px; background: var(--navy); color: #fff; display: grid;
  place-items: center; font-size: 14px; position: relative; overflow: hidden; }
.brand .mark::after { content: ""; position: absolute; right: 0; bottom: 0; border-left: 12px solid transparent;
  border-bottom: 12px solid var(--amber); }
.brand small { font-weight: 500; color: var(--muted); font-size: 12px; }
.menu { display: flex; gap: 22px; margin-left: auto; font-size: 15px; color: var(--muted); }
.menu a:hover, .menu a.on { color: var(--navy); }
.btn { display: inline-flex; align-items: center; gap: 8px; padding: 11px 20px; border-radius: 999px; font-weight: 600;
  font-size: 15px; border: 1px solid transparent; cursor: pointer; transition: .15s; font-family: inherit; }
.btn-primary { background: var(--navy); color: #fff; }
.btn-primary:hover { background: var(--navy-2); }
.btn-amber { background: var(--amber); color: #1c1300; }
.btn-ghost { background: transparent; border-color: rgba(255,255,255,.4); color: #fff; }
.btn-line { background: #fff; border-color: var(--line); color: var(--ink); }
.btn-line:hover { border-color: var(--navy); }

/* ── hero */
.hero { position: relative; color: #fff; overflow: hidden;
  background: radial-gradient(1200px 500px at 85% -10%, rgba(242,169,0,.28), transparent 60%),
              linear-gradient(135deg, #0b2440 0%, #0f2f52 55%, #174a7c 100%); }
.hero .wrap { padding: 104px 24px 96px; display: grid; grid-template-columns: 1.15fr .85fr; gap: 48px; align-items: center; }
.eyebrow { display: inline-block; font-size: 13px; letter-spacing: .14em; color: var(--amber); font-weight: 700; }
.hero h1 { font-size: 46px; line-height: 1.22; margin: 14px 0 18px; letter-spacing: -.03em; font-weight: 800; }
.hero p { font-size: 17px; color: #c9d6e4; max-width: 560px; margin: 0 0 32px; }
.hero .cta { display: flex; gap: 12px; flex-wrap: wrap; }
.hero-card { background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.14); border-radius: 18px;
  padding: 26px; backdrop-filter: blur(6px); }
.hero-card h3 { margin: 0 0 14px; font-size: 15px; color: #dfe8f2; font-weight: 600; }
.hero-card .row { display: flex; justify-content: space-between; padding: 11px 0; border-top: 1px solid rgba(255,255,255,.1);
  font-size: 14px; color: #c9d6e4; }
.hero-card .row b { color: #fff; font-weight: 600; }
.pill-ok { color: #7ee2b2 !important; }
.grid-lines { position: absolute; inset: 0; opacity: .08; pointer-events: none;
  background-image: linear-gradient(#fff 1px, transparent 1px), linear-gradient(90deg, #fff 1px, transparent 1px);
  background-size: 48px 48px; }

/* ── section */
section { padding: 92px 0; }
.sec-soft { background: var(--bg-soft); }
.sec-head { text-align: center; margin-bottom: 52px; }
.sec-head h2 { font-size: 34px; letter-spacing: -.03em; margin: 8px 0 12px; }
.sec-head p { color: var(--muted); margin: 0; }

.cards { display: grid; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); gap: 20px; }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px 26px;
  transition: .2s; cursor: pointer; display: flex; flex-direction: column; gap: 12px; }
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: transparent; }
.card .ic { width: 46px; height: 46px; border-radius: 12px; background: #eaf1f9; color: var(--blue); display: grid; place-items: center; }
.card h3 { margin: 0; font-size: 19px; letter-spacing: -.02em; }
.card p { margin: 0; color: var(--muted); font-size: 14.5px; flex: 1; }
.card .more { font-size: 14px; color: var(--blue); font-weight: 600; }
.card.feature { background: linear-gradient(160deg, #0f2f52, #1b4f86); color: #fff; border: 0; }
.card.feature p { color: #c9d6e4; }
.card.feature .ic { background: rgba(242,169,0,.18); color: var(--amber); }
.card.feature .more { color: var(--amber); }

/* 상세 패널 */
.detail { display: none; margin-top: 28px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 34px; box-shadow: var(--shadow); }
.detail.open { display: block; }
.detail h3 { margin: 0 0 6px; font-size: 24px; }
.detail .basis { display: inline-block; font-size: 13px; background: #fff6df; color: #8a5d00; padding: 4px 10px; border-radius: 6px; }
.detail .cols { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; margin-top: 22px; }
.detail h4 { margin: 0 0 10px; font-size: 15px; color: var(--navy); }
.detail ul { margin: 0; padding-left: 18px; color: var(--muted); font-size: 14.5px; }
.steps { display: flex; gap: 8px; flex-wrap: wrap; counter-reset: s; }
.steps span { counter-increment: s; background: var(--bg-soft); border-radius: 8px; padding: 8px 12px; font-size: 13.5px; }
.steps span::before { content: counter(s) ". "; color: var(--blue); font-weight: 700; }

/* 절차 */
.process { display: grid; grid-template-columns: repeat(5, 1fr); gap: 0; position: relative; }
.process .st { text-align: center; padding: 0 10px; position: relative; }
.process .st .n { width: 54px; height: 54px; border-radius: 50%; margin: 0 auto 16px; background: #fff; border: 2px solid var(--navy);
  display: grid; place-items: center; font-weight: 800; color: var(--navy); position: relative; z-index: 1; }
.process::before { content: ""; position: absolute; top: 27px; left: 10%; right: 10%; height: 2px; background: var(--line); }
.process h4 { margin: 0 0 6px; font-size: 16px; }
.process p { margin: 0; font-size: 13.5px; color: var(--muted); }

/* 강점 */
.strength { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.strength .s { padding: 30px; border-radius: var(--radius); background: #fff; border: 1px solid var(--line); }
.strength .s b { display: block; font-size: 30px; color: var(--navy); letter-spacing: -.03em; }
.strength .s span { color: var(--muted); font-size: 14.5px; }

/* 계산 소개 */
.calc-intro { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
.calc-intro img { width: 100%; border-radius: var(--radius); border: 1px solid var(--line); background: #fff; }
.calc-intro ul { padding-left: 18px; color: var(--muted); }

/* 문의 */
.contact { display: grid; grid-template-columns: .9fr 1.1fr; gap: 40px; }
.contact .info div { padding: 14px 0; border-bottom: 1px solid var(--line); display: flex; gap: 16px; font-size: 15px; }
.contact .info div span { width: 76px; color: var(--muted); }
form.inq { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
form.inq .full { grid-column: 1 / -1; }
.field label { display: block; font-size: 13px; color: var(--muted); margin-bottom: 6px; }
.field input, .field select, .field textarea { width: 100%; padding: 12px 14px; border: 1px solid var(--line); border-radius: 10px;
  font: inherit; font-size: 15px; background: #fff; }
.field input:focus, .field select:focus, .field textarea:focus { outline: 2px solid rgba(29,100,176,.25); border-color: var(--blue); }

footer { background: #0b1f36; color: #9fb0c3; font-size: 13.5px; padding: 40px 0; }
footer .wrap { display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
.todo { color: #ff9b9b; }

@media (max-width: 900px) {
  .hero .wrap, .calc-intro, .contact, .detail .cols { grid-template-columns: 1fr; }
  .hero h1 { font-size: 34px; }
  .menu { display: none; }
  .process { grid-template-columns: 1fr 1fr; row-gap: 28px; }
  .process::before { display: none; }
  .strength { grid-template-columns: 1fr; }
  form.inq { grid-template-columns: 1fr; }
}